Blackjack is a well-known card game, but some versions come with optional extras called side bets. One of these side bets is “Lucky Lucky”.
This guide explains how it usually works, what combinations it uses, and how the payouts are decided. By the end, you will have a clearer understanding of the rules, why it is different to the main game, and what to look for if you see it at a table.
Whether you are simply curious or considering trying it, this explanation can help you understand the basics before you sit down at a blackjack table.
What Is the Lucky Lucky Card Game?
Lucky Lucky is not a separate game. It is a side bet that can be added to certain blackjack tables. A side bet is an optional wager that sits alongside your main stake. It does not affect the outcome of your blackjack hand, but is settled separately.
With Lucky Lucky, the outcome is decided using three cards:
- Your first two cards.
- The dealer’s face-up card (sometimes called the up-card).
Those three cards are combined into a separate result for the side bet. Winning combinations usually involve either specific card totals or special patterns. The most common are:
- A total of 19, 20, or 21.
- A run of 6-7-8.
- Three sevens (7-7-7).
Some versions may pay more if the cards are all the same suit, for example three sevens of hearts. These differences are why the rules and payout table are important to check before placing the side bet.
How Does Lucky Lucky Work in Blackjack?
Lucky Lucky is placed before the first deal, at the same time as your main wager. The table will have a separate betting spot for the side bet.
Once the first cards are dealt, your two cards and the dealer’s up-card are added together to form a three-card result. The side bet is then paid or collected immediately. Your blackjack hand continues in the usual way, but the side bet has already been settled.
For example:
- If you receive a 6 and a 7, and the dealer’s up-card is an 8, this makes 6-7-8, which is a winning combination on many Lucky Lucky pay tables.
- If your two cards add to 10 and the dealer shows a 9, this makes a total of 19, which usually qualifies for a smaller payout.
The rules of blackjack do not change. The side bet is simply an additional, separate wager that uses the same cards.
Lucky Lucky Side Bet Payouts Explained
The potential payout depends on the three-card combination made from your two cards and the dealer’s up-card. These combinations and their rewards can differ between casinos or game providers, so you may want to check before playing.
A commonly used pay table may include:
- Suited 7-7-7 – 200 to 1.
- 7-7-7 (unsuited) – 50 to 1.
- Suited 6-7-8 – 100 to 1.
- 6-7-8 (unsuited) – 30 to 1.
- Total of 21 (excluding 6-7-8 or 7-7-7) – 3 to 1.
- Total of 20 – 2 to 1.
- Total of 19 – 2 to 1.
It is important to note that not every version follows this structure. Some tables may adjust the potential payouts. These differences can also affect the house edge, which is the built-in advantage that ensures the casino makes a profit over time.
What Are the Odds of Winning Lucky Lucky?
The outcome of Lucky Lucky depends on two main factors: the number of decks used and the pay table at the table you are playing. In the UK, most online blackjack games use either six or eight decks, and these setups influence how often certain combinations might appear.
Hands, such as a total of 19 or 20, tend to come up more frequently, which is why they usually pay less. Rare combinations, like three sevens of the same suit, occur far less often, but can pay much more if they do appear.
Independent analysis shows that the house edge for Lucky Lucky can be as low as around 2.6% with the most favourable rules. However, many versions have a higher edge, often above 5%. This is noticeably greater than the main blackjack game, where the house edge has the potential to be below 1% if played with the best possible decisions.
In short, Lucky Lucky gives the chance of bigger payouts on some hands, but those results are uncommon, and the long-term average return is lower than the main game. Like all gambling, outcomes depend on chance, and winnings can never be guaranteed.
Is Lucky Lucky Worth Playing?
Whether you place the Lucky Lucky side bet is a matter of preference. Some players enjoy the extra chance of a payout at the start of the hand, while others prefer to focus only on the main blackjack game.
Because the best or worst bet depends on what you value most, there is no single answer. If you want to know whether a particular table appeals to you, the most practical approach is to:
- Check the pay table in the game’s information section.
- See which combinations qualify and how they are paid.
- Compare the side bet to your main game style.
Blackjack is a game that involves chance, and no strategy can guarantee a particular outcome on Lucky Lucky or on the main hand.
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**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.