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3:2 vs 6:5 Blackjack - Which Is Better?

3:2 and 6:5 Blackjack games are typically offered at online casinos, but which one is better?

The aim of blackjack is to try and beat the dealer by having a higher hand value without going over 21. It can also sometimes be referred to as 21 or Pontoon, however, these are variations of blackjack and have slightly different rules.

As with most versions of blackjack, each can offer a different set of rules. Some of these could include whether or not the dealer must hit or stand on 17, if you can split or re-split Aces, if you can surrender and what the payout is for a winning blackjack hand - 3:2 or 6:5.

In this post, we will take a deep dive into the world of blackjack, the difference between 3:2 and 6:5 blackjack and which one is better.

What Is 6:5 blackjack?

The objective of playing blackjack is to have a hand that is as close to 21 as possible while also beating the dealer. If you achieve this, you will receive a payout based on the type of blackjack you are playing and your hand value. 

For example, if you beat the dealer, but your cards were not a 21, you may receive a 1:1 payout. That means your payout will equal your initial bet. 

So, if you placed a £5 bet and won a 1:1 payout, you would be paid £5. 

In a 6:5 blackjack game, if you form a natural 21 and beat the dealer, your payout would be 6:5. That means you would receive £6 for every £5 you bet. So, if you placed a £10 bet, your payout would be £12.

Is 3:2 or 6:5 Blackjack Better?

Regarding potential payouts and house edge, you can argue that 3:2 is the better version for a player. However, for the casino or slot site, the 6:5 version is better because it offers the casino a potentially better house edge. 

With the 3:2 version, you receive £3 for every £2 you bet if you win a blackjack (meaning if your cards are precisely 21). 

Let's use our £10 wager example. In the case of forming a winning blackjack hand with a 3:2 payoff, your total payout would be £15, compared to £12 in a 6:5 blackjack game.

When it comes to the house edge, a single deck 6:5 game using basic strategy is around 1.45%, and the house edge with basic strategy in 3:2 is 0.5%, respectively.

However, the occasional blackjack player may not notice these differences, but they have the potential to add up over time. 

It is important to remember that these differences may be affected by the game's rules, the number of decks used and your understanding of basic blackjack strategy.

Is 6:5 Blackjack Beatable?

Yes, 6:5 blackjack is beatable. However, like other casino or slot games, it is a game of chance, so nothing can ever be guaranteed. 

If you apply the basic strategy to a 6:5 blackjack game, the house edge can potentially decrease from around 2% to 1.45%.

With a good understanding of blackjack rules and strategy, you can potentially increase your chances of winning and lower the house edge. So, it may be best to read around before playing. Remember, there are many different versions of blackjack, and each can offer slightly different rules.


In conclusion, 3:2 blackjack is better in that it is more favourable for the player compared to 6:5 blackjack. It offers a lower house edge and a slightly higher potential payout. But, it's important to remember that blackjack is a game of chance, so regardless of how well-versed you are in its strategy, you can still lose, irrespective of the type of blackjack you are playing.

*All values (Bet Levels, Maximum Wins, etc.) mentioned in relation to this game are subject to change at any time.