Baccarat is one of the classic table games, and, while it may seem complex at first, understanding how hands are dealt and what your betting options are can become clearer with a bit of time. As you get more familiar with the gameplay, the rules start making sense, and you might find yourself enjoying the challenge it brings at online casinos like Wizard Slots.
Many new players wonder which hand to bet on: Player, Banker, or even a Tie. Another common question is how frequently certain outcomes, like consecutive losses, can happen. In this blog post, we’ll break down the basics of baccarat odds to help you make more informed choices if you’re thinking about playing.
What Is The Average Streak In Baccarat?
When playing baccarat, some players pay close attention to streaks—hoping that backing a side that just won will lead to a longer run. This idea is popular among players, with hopes that the same hand will win repeatedly. 
However, baccarat rules ensure each round is independent. As previously explained, past results do not impact future hands and each round is truly separate from the last. Still, probabilities help us see how likely a run of wins (or losses) can be:
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After one win, the chance of that side winning again is about 24.99% for both Banker and Player.
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After two wins, the odds fall to roughly 12.67% for the Banker and 12.32% for the Player.
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With three wins in a row, you're looking at about 6.42% for Banker and 6.07% for Player.
As the streak goes on, the chances continue to shrink:
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Four wins: 3.25% (Banker), 2.99% (Player)
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Five wins: 1.65% (Banker), 1.47% (Player)
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Six wins: 0.83% (Banker), 0.72% (Player)
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Seven wins: 0.42% (Banker), 0.35% (Player)
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Eight wins: 0.21% (Banker), 0.17% (Player)
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Nine wins: 0.10% (Banker), 0.08% (Player)
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Ten wins: 0.05% (Banker), 0.04% (Player)
As you can see, long winning streaks can happen, but they’re exceptionally rare. This is important to consider if you decide to use streaks as part of your approach.
How Often Does The Banker Win In Baccarat?
The Banker’s bet stands out with a house edge of 1.06% compared to the Player’s 1.24%. Because of this, many view the Banker bet as slightly more favourable. 
A Banker bet wins 45.86% of the time, while a Player bet wins 44.62%. Tie bets have a win rate of 9.52%. If you don’t include ties, the Banker’s chance is about 50.68%, and the Player stands at 49.32%.
To balance the slightly higher odds of the Banker, the casino applies a 5% commission on Banker wins. This ensures the casino keeps its advantage.
The way hands play out is determined by the cards and the fixed drawing rules. For example, if the Player stands on 6 or 7, the Banker draws with 5 or less and also stands on 6 or 7. If the Player draws a third card, whether the Banker draws depends on both values.
What Are The Odds of Losing x Hands In a Row In Baccarat?
As already covered, baccarat is based on probability, and losing streaks are a part of play.
Examining two scenarios:
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With ties included: The Player hand has a 0.0411% chance of losing 10 hands in a row, and the Banker has a 0.0314% chance.
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Without considering ties: The Player’s hand carries a 0.1118% chance of losing 10 hands in a row, with the Banker’s at 0.0852%.
These numbers show that long losing streaks can certainly happen but are extremely rare.
Is Baccarat Beatable In The Long Run?
Every casino game has its own house edge, which, as outlined earlier, covers the casino's costs and helps them profit. In baccarat, this means neither the Player nor Banker bet can be expected to win in the long run.
The game is random, with outcomes determined by the deck, and there’s no strategy that can consistently overcome the house edge over time. While understanding the probabilities might help you make more informed choices, it won’t change the odds themselves.
Is It Better To Bet on a Player or Banker In Baccarat?
If you're deciding whether to bet on the Player or Banker in baccarat, you might look at the odds to help guide your choice. Statistically, the Banker’s hand tends to win slightly more often—around 45.8% of the time—while the Player’s hand wins about 44.6%. Although the difference is small, the Banker does have a slight edge.
That said, baccarat is a game of chance, and there’s no guarantee that the Banker will win more often in any given session. Each hand is random, and previous outcomes don’t influence future results, even if it seems like a pattern is forming.
If you’re considering how to place your bets, you might prefer to focus on the cards remaining in the shoe, rather than relying on past results. While some players choose to follow trends, it’s important to remember that each round is independent.
Conclusion
Looking into the probabilities of winning or losing a certain number of hands in baccarat can give you some insight into how the game works. However, it's worth remembering that baccarat is ultimately a game of chance.
No matter how much you study the odds, the outcome of each round is still unpredictable, which, for many players, is part of what makes the game enjoyable.
If you choose to play baccarat, always do so with responsible gambling practices in mind, and never wager more than you are willing to lose.
*All values (Bet Levels, Maximum Wins, etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.
**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.